Fintech Funding Jumped 22.7% While Deal Count Sank 25.7%
The $28.6 billion raised in H1 2026 fell 17.3% short of H2 2025, with the United States alone claiming 52% of it.
- Deal count dropped to 1,605 from 2,161 a year earlier, a 40% fall since H1 2024.
- The United Kingdom drew $2.7 billion and India $1.9 billion, both distant seconds to the US.
- Ramp raised $750 million at a $44 billion valuation, up from $32 billion months earlier.
Why it matters: Money did not spread wider; it concentrated into fewer winners picked by whoever still writes big checks.